February 2019 Archives

Property division and separate property

While divorce is certainly an emotional event, it is also a major financial one. Individuals may be on the receiving or paying end of child support and alimony, and property division can set the stage for one's post-divorce financial standing. This is why Virginians need to understand the law as it pertains to these family law matters. Only by doing so can they better ensure that they negotiate and argue for resolutions that further their financial interests.

Medical debt continues to spur personal bankruptcy

Health care has been a focus of the political world for decades. With the passage of the Affordable Care Act in 2010, many were hopeful that more Americans would be able to obtain the medical care they needed at a fair price. Sadly, though, a recently released study conducted by the Consumer Bankruptcy Project found that two-thirds of bankruptcy filings were spurred by unaffordable medical expenses and lost income caused by a medical condition. This number is in-line with bankruptcy statistics that pre-date the Affordable Care Act.

Can student loan debt be discharged through bankruptcy?

A vast portion of the population is struggling to find a way to cope with student loan payments. Some of these individuals feel cheated, since they felt that higher education was necessary to achieve a better financial outlook, only to be saddled with burdensome debt for years to come. This is especially true for those who find themselves on hard economic times, whether due to an unexpected medical condition, a lost job or wages that don't live up to expectations.

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